Happy birthday to ERNIE

Happy birthday to ERNIE

Premium bonds celebrated their 60th anniversary last year and even to this day they have remained as popular as ever And, it’s not hard to see that what they offer is closer to a lottery ticket than a viable investment opportunity. More chance of winning the Lottery...
STOP! Don’t invest your money before you do this

STOP! Don’t invest your money before you do this

“Just before I sign here Martin, can I just ask you one more question” “Of course Chris, fire away” After a series of meetings with Chris to put together his financial plan for the future, we were sat around our conference room table at our...
Don’t rush in to invest your money and here’s why

Don’t rush in to invest your money and here’s why

“So Chris, we have established what you goals and objectives are for the future.” “That’s it then” said Chris, “we can get on and invest the money, right?” “Well, not quite Chris. We need to know how much risk you can tolerate and with how much of the money you have...
6 problems to consider before retiring abroad

6 problems to consider before retiring abroad

In my opinion at least 50% of the people I speak to about life after work, have considered the idea of live abroad in retirement Let’s face it, we have all been away on holiday, usually in an idyllic spot and thought, I could live here in retirement. And probably...

My 7 simple rules to successful investing

So you have decided to be your own financial adviser and become a DIY investor. Plenty have over the last few years, but many have failed to make their hard earned life savings work for them as well as they could have. Investing successfully takes a lot of discipline...