Is the property/buy to let boom over?

Is the property/buy to let boom over?

Some think it is and it’s not difficult to see why some people are thinking this, particularly as there has been a raft of law changes that make property ownership (certainly for investors) at lot less attractive. So, is the love affair with buy to let property over?...
Happy birthday to ERNIE

Happy birthday to ERNIE

Premium bonds celebrated their 60th anniversary last year and even to this day they have remained as popular as ever And, it’s not hard to see that what they offer is closer to a lottery ticket than a viable investment opportunity. More chance of winning the Lottery...
What’s the point in holding cash anymore?

What’s the point in holding cash anymore?

What a silly question to ask, but many people are thinking it more and more. I get asked the question about where to hold cash savings just about every week from my clients and the comments I get range from, “Martin, we’ve got to do better” to “I can remember when...
STOP! Don’t invest your money before you do this

STOP! Don’t invest your money before you do this

“Just before I sign here Martin, can I just ask you one more question” “Of course Chris, fire away” After a series of meetings with Chris to put together his financial plan for the future, we were sat around our conference room table at our...

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