When is £1 million not £1 million

When is £1 million not £1 million

David Cameron famously once said he wanted the Inheritance Tax nil rate band for a couple to be £1 million. Despite not being the Prime Minister any longer, he is finally getting his wish and it is about to start happening with effect from the 6th April 2017,with the...
Pension rule change that have virtually gone unnoticed

Pension rule change that have virtually gone unnoticed

For the last three tax year’s the maximum amount that could be invested into a pension each year has been set at £40,000 (called the Annual Allowance). However, if you are a higher earner, the amount that can be invested in this tax year that will benefit from tax...
Do you know what your partners financial position is?

Do you know what your partners financial position is?

After more than a few decades of advising my clients regarding their financial affairs, it always amazes me how little many couples know about their significant other’s financial position. The reasons are many, ranging from, “we never talk about that sort of stuff” to...
Christmas is here! My top 12 days/tips of Christmas

Christmas is here! My top 12 days/tips of Christmas

On the 1st day of Christmas: Kick back and relax with family and friends. It’s a good time to reflect on the good things that have happened in the last 12 months. It’s easy to forget what you have achieved as you prepare for the year ahead. On the 2nd day of...