7 reasons why you need life insurance today

7 reasons why you need life insurance today

“What do I need life insurance for?” I’ve heard it more than a few times. “I won’t be here, so I won’t need to worry about it” It’s not unusual to hear that one either. Life insurance is one of the most under bought and under sold financial products and vast numbers...
Make sure the tax planning you are doing is LEGAL!

Make sure the tax planning you are doing is LEGAL!

You may have read recently that HMRC’s are upping the battle against tax evasion and avoidance introducing new penalties against ‘enablers’ of unacceptable tax avoidance schemes. Entirely understandable as the country faces continued funding issues...
6 things to do before the end of the tax year

6 things to do before the end of the tax year

The tax year end is fast approaching. So, what should we be thinking about before we’re quickly onto the next one? It’s only a few months away and the year end on the 5th April will soon be here. It might feel at the moment as though there’s plenty of time until the...
Pension rule change that have virtually gone unnoticed

Pension rule change that have virtually gone unnoticed

For the last three tax year’s the maximum amount that could be invested into a pension each year has been set at £40,000 (called the Annual Allowance). However, if you are a higher earner, the amount that can be invested in this tax year that will benefit from tax...
Who will manage your investments as you get older?

Who will manage your investments as you get older?

We’ve all heard about the introduction of ‘pension freedoms’ that came into effect in April 2015 and many investors have taken advantage of the new rules when it comes to taking money out of a pension. Instead of buying an annuity at age 65 when retiring, many people...

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