Who will manage your investments as you get older?

Who will manage your investments as you get older?

We’ve all heard about the introduction of ‘pension freedoms’ that came into effect in April 2015 and many investors have taken advantage of the new rules when it comes to taking money out of a pension. Instead of buying an annuity at age 65 when retiring, many people...
Annuities are dead! Long live annuities

Annuities are dead! Long live annuities

Reports of the demise of annuities (a guaranteed income for life in retirement have been greatly exaggerated). And here’s 9 reasons why they are here today and will be here for a long time to come. Since George Osborne (the then Chancellor of the Exchequer) introduced...
How to NOT run out of money when you retire

How to NOT run out of money when you retire

I am concerned to put it mildly. In fact it’s always been a major concern of mine. You may be wondering what I am talking about. What I am talking about is the new ‘pension freedom’ rules and the possibility that people miscalculate how much they can...