PENSION REVIEW

Are you concerned about how your pensions are performing?

Maybe you are unsure what pensions you have

Are you concerned about the level of investment risk

Are you worried about how much income you will have when you retire

Contact us today for a Pension Review of your pensions

 

WEALTH MANAGEMENT

Is your investment portfolio working for you?

Maybe you are concerned about the investment performance

Maybe you are unsure how much risk you are taking

If your long-term plans have changed, you may need a review of your investments

Contact us today for a full Investment Review

 

AT RETIREMENT PLANNING

Is the thought of retirement worrying you?

Maybe you are not sure how much income your pensions will give you

Maybe your are unsure how to start taking income from your pensions

Are you worried that your income will not be enough to live on

Contact us today for an At Retirement Review

 

INHERITANCE TAX REVIEW

Are you concerned about Inheritance Tax?

Are you worried that your assets will have to be sold to pay the tax

Maybe you are unsure what you can do to reduce the tax liability

Would you like as much of your estate to pass onto your children as possible

Contact us today for an Inheritance Tax Review

 

Are you concerned about achieving your financial goals?

Pension Performance Review

From our experience as financial advisers there are three major reasons why many pension plans underperform or at least disappoint investors

Learn more

Wealth Management

When it comes to looking after the wealth and investments you have accumulated, making the right decisions can be a challenge.

Learn more

Inheritance Tax Planning

Inheritance Tax is said to be the only remaining voluntary tax in the UK. With the right expertise inheritance tax can be reduced or removed altogether.

Learn more

Maybe you are concerned about how you are going retire with enough money to live on

And maybe you are worried that the investments you have are not working properly for you

The focus of good financial advice is about you
The goals you have
When you want to achieve them by
And how are you going to get there
As Financial Advisers, we will help you achieve financial freedom and the future you desire for you and your family
Imagine how you would feel if you achieve Financial Freedom
How would you feel if you had a plan in place for a worry and stress free retirement
And how great would it be if your investments were the right ones for you

Book a consultation with us today to discuss how we can help you on your road to financial freedom.

Being a client of Martin Dodd has made all the difference to our pensions. We now have a very clear understanding of how our pension funds are performing through regular quarterly reviews. I am more confident that with Martin’s help we will build up substantial pension funds for retirement.

Chris Cox

I chose Martin over a number of other IFA’s I had been introduced to. To date I have received solid, consistent and certainly independent advice. Martin has performed over and above my expectations, taking on situations outside the scope of my initial investments with him.

Tim Holiday

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Recent Blog Posts

Happy birthday to ERNIE

Premium bonds celebrated their 60th anniversary last year and even to this day they have remained as popular as ever And, it’s not hard to see that what they offer is closer to a lottery ticket than a viable investment opportunity.

Increased probate fees or just a ‘new Inheritance Tax’?

As you are probably aware, when someone dies and leaves a valid Will, the executor is usually appointed to deal with the deceased person’s estate – dealing with the distribution of their money, property and possessions etc. However, before the estate can be distributed, the executor must apply for a ‘grant of probate’. This means the executor is then legally allowed to distribute assets from the estate as outlined in the Will. Without probate being granted, the executor has no authority over bank accounts, mortgages or other financial matters and certainly cannot distribute any assets held within the deceased person’s estate. This I am sure we all know already.

When is £1 million not £1 million

David Cameron famously once said he wanted the Inheritance Tax nil rate band for a couple to be £1 million. Despite not being the Prime Minister any longer, he is finally getting his wish and it is about to start happening with effect from the 6th April 2017,with the introduction of the NEW Residential Nil Rate Band (RNRB).

Inheritance tax planning just being ignored. WHY?

Canada Life have recently published their IHT Survey for 2016 and it makes for some very interesting reading.

Only a 25% of wealthy Brits have sought professional estate planning advice to ensure their families don’t pay more tax than they have to.

Over 25% don’t have a will and just 1 in 5 have given money away.
Many say they do not need these tools but families would face substantial inheritance tax (IHT) bills without any planning.

Make sure the tax planning you are doing is LEGAL!

You may have read recently that HMRC’s are upping the battle against tax evasion and avoidance introducing new penalties against ‘enablers’ of unacceptable tax avoidance schemes. Entirely understandable as the country faces continued funding issues in the public sector.

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