Are you concerned about achieving your financial goals?
Maybe you are concerned about how you are going retire with enough money to live on
And maybe you are worried that the investments you have are not working properly for you
The focus of good financial advice is about you
The goals you have
When you want to achieve them by
And how are you going to get there
As Financial Advisers, we will help you achieve financial freedom and the future you desire for you and your family
Imagine how you would feel if you achieve Financial Freedom
How would you feel if you had a plan in place for a worry and stress free retirement
And how great would it be if your investments were the right ones for you
Book a consultation with us today to discuss how we can help you on your road to financial freedom.
Being a client of Martin Dodd has made all the difference to our pensions. We now have a very clear understanding of how our pension funds are performing through regular quarterly reviews. I am more confident that with Martin’s help we will build up substantial pension funds for retirement.Chris Cox
I chose Martin over a number of other IFA’s I had been introduced to. To date I have received solid, consistent and certainly independent advice. Martin has performed over and above my expectations, taking on situations outside the scope of my initial investments with him.Tim Holiday
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Recent Blog Posts
It is estimated that approximately 800,000 people below the State Pension Age are in receipt of pension income and may be paying tax even though their total income is below the personal allowance. This is according to recent information published by pension provider, to Royal London.
Some think it is and it’s not difficult to see why some people are thinking this, particularly as there has been a raft of law changes that make property ownership (certainly for investors) at lot less attractive.
Stay with me on this one. It’s a slow starter but there is a very serious point I want to make, that is probably affecting you right now and will affect you for the rest of your life, unless you are ready.
Premium bonds celebrated their 60th anniversary last year and even to this day they have remained as popular as ever And, it’s not hard to see that what they offer is closer to a lottery ticket than a viable investment opportunity.
As you are probably aware, when someone dies and leaves a valid Will, the executor is usually appointed to deal with the deceased person’s estate – dealing with the distribution of their money, property and possessions etc. However, before the estate can be distributed, the executor must apply for a ‘grant of probate’. This means the executor is then legally allowed to distribute assets from the estate as outlined in the Will. Without probate being granted, the executor has no authority over bank accounts, mortgages or other financial matters and certainly cannot distribute any assets held within the deceased person’s estate. This I am sure we all know already.
David Cameron famously once said he wanted the Inheritance Tax nil rate band for a couple to be £1 million. Despite not being the Prime Minister any longer, he is finally getting his wish and it is about to start happening with effect from the 6th April 2017,with the introduction of the NEW Residential Nil Rate Band (RNRB).